Ohio Fourth District Market Definitions
All counties in Ohio are within the Fourth District and the banking markets defined the Federal Reserve Bank of Cleveland. Banking markets that straddle Federal Reserve Districts are maintained on a cooperative basis between the respective Reserve Banks. As a result, bordering Reserve Bank districts should also be consulted.
List updated as of September 12, 2008.
Fourth District
| Ohio County | Market Name |
|---|---|
| Adams | Adams County |
| Allen | Lima |
| Ashland | Ashland County |
| Ashtabula | Ashtabula County |
| Athens | Athens |
| Auglaize | Lima and Celina-St. Mary’s |
| Belmont | Wheeling, WV-OH |
| Brown | Cincinnati, OH-KY-IN |
| Butler | Cincinnati, OH-KY-IN |
| Carroll | Canton |
| Champaign | Springfield |
| Clark | Springfield |
| Clermont | Cincinnati, OH-KY-IN |
| Clinton | Wilmington |
| Columbiana | Youngstown-Warren, OH-PA-WV |
| Coshocton | Coshocton County |
| Crawford | Crawford County |
| Cuyahoga | Cleveland |
| Darke | Darke County |
| Defiance | Defiance and Fort Wayne, IN |
| Delaware | Columbus |
| Erie | Cleveland and Sandusky |
| Fairfield | Cincinnati, OH-KY-IN |
| Fayette | Fayette County |
| Franklin | Columbus |
| Fulton | Toledo |
| Gallia | Point Pleasant-Gallipolis, WV-OH |
| Geauga | Cleveland |
| Greene | Dayton |
| Guernsey | Cambridge |
| Hamilton | Cincinnati, OH-KY-IN |
| Hancock | Findlay and Tiffin-Fostoria |
| Hardin | Lima and Hardin County |
| Harrison | Dover-New Philadelphia |
| Henry | Henry County |
| Highland | Wilmington |
| Hocking | Columbus |
| Holmes | Wayne-West Holmes and Dover-New Philadelphia |
| Huron | Huron |
| Jackson | Jackson |
| Jefferson | Steubenville-Weirton, OH-WV |
| Knox | Knox County |
| Lake | Cleveland |
| Lawrence | Huntington-Ashland WV-KY-OH |
| Licking | Columbus |
| Logan | Logan County |
| Lorain | Cleveland |
| Lucas | Toledo |
| Madison | Columbus |
| Mahoning | Youngstown-Warren, OH-PA-WV and Canton |
| Marion | Marion County |
| Medina | Cleveland and Akron |
| Meigs | Athens |
| Mercer | Celina-St. Mary’s |
| Miami | Dayton |
| Monroe | Monroe County |
| Montgomery | Dayton |
| Morgan | Morgan County |
| Morrow | Columbus |
| Muskingum | Zanesville |
| Noble | Cambridge |
| Ottawa | Toledo |
| Paulding | Defiance and Fort Wayne, IN |
| Perry | Columbus and Zanesville |
| Pickaway | Columbus |
| Pike | Pike County |
| Portage A46 | Akron and Cleveland |
| Preble | Dayton |
| Putnam | Lima |
| Richland | Richland County |
| Ross | Ross County |
| Sandusky | Fremont and Huron |
| Scioto | Portsmouth, OH-KY |
| Seneca | Tiffin-Fostoria |
| Shelby | Shelby County |
| Stark | Canton and Akron |
| Summit | Akron and Cleveland |
| Trumbull | Youngstown-Warren, OH-PA-WV and Sharon, PA-OH |
| Tuscarawas | Dover-New Philadelphia |
| Union | Columbus |
| Van Wert | Lima and Van Wert County |
| Vinton | Jackson |
| Warren | Cincinnati, OH-KY-IN |
| Washington | Parkersburg-Marietta, WV-OH |
| Wayne | Wayne-West Holmes and Akron |
| Williams | Williams County |
| Wood | Toledo and Tiffin-Fostoria |
| Wyandot | Wyandot County |
Constituent Areas
NOTE: Unless otherwise indicated, all markets and constituent areas are located in the State of Ohio.
| Market Name | Constituent Areas |
|---|---|
| ADAMS COUNTY | Adams County |
| AKRON | Summit County, OH (minus Sagamore Hills, Northfield Center, Twinsburg, Richfield and Boston townships, the villages adjoining these townships, and the cities of Twinsburg, Macedonia and Hudson); Franklin, Ravenna, Charlestown, Paris, Brimfield, Rootstown, Edinburg, Palmyra, Suffield, Randolph, Atwater and Deerfield townships, and the city of Kent in Portage County; Guilford, Wadsworth and Sharon townships, and the city of Wadsworth in Medina County; Lawrence and Lake townships in Stark County, OH; and Milton and and Chippewa townships, and the villages adjoining these townships, in Wayne County. |
| ASHLAND COUNTY | Ashland County |
| ASHTABULA COUNTY | Ashtabula County |
| ATHENS | Athens and Meigs Counties |
| CAMBRIDGE | Guernsey and Noble Counties |
| CANTON | Carroll County, OH; Marlboro, Lexington, Jackson, Plain, Nimishillen, Washington, Tuscarawas, Perry, Canton, Osnaburg, Paris, Sugar Creek, Bethlehem, Pike and Sandy Townships in Stark County, OH; and Smith township in Mahoning County. |
| CELINA-ST.MARY’S | Mercer County; Noble, Washington, St. Mary’s, Jackson and German Townships in Auglaize County. |
| CINCINNATI OH-KY-IN | Brown, Butler, Clermont, Hamilton and Warren Counties, OH; Dearborn County, IN; Boone, Bracken, Campbell, Gallatin, Grant, Kenton and Pendleton Counties, KY; and the New Liberty and Owenton census county divisions in Owen County, KY. |
| CLEVELAND | Cuyahoga, Lake, Lorain and Geauga Counties, OH; Sagamore Hills, Center, Twinsburg, Richfield and Boston townships, the villages surrounding these townships, and the cities of Macedonia, Twinsburg and Hudson in Summit County; Homer, Harrisville, Westfield, Spencer, Chatham, Lafayette, Montville, Litchfield, York, Medina, Granger, Liverpool, Brunswick Hills and Hinckley townships, and the cities of Medina and Brusnswick in Medina County, OH; Mantua, Hiram, Nelson, Shalersville, Freedom and Windham townships, and the cities of Aurora and Streetsboro in Portage County, OH; and the city of Vermillion (not whole township) in Erie County, OH |
| COLUMBUS | Counties of Franklin, Delaware, Fairfield, Hocking, Licking, Madison, Morrow, Pickaway, Union, and Perry except Harrison Township |
| COSHOCTON COUNTY | Coshocton County |
| CRAWFORD COUNTY | Crawford County |
| DARKE COUNTY | Darke County |
| DAYTON | Montgomery, Greene, Miami, and Preble Counties |
| DEFIANCE | Defiance County less Hicksville Township, and Paulding County less Carryall Township |
| DOVER-NEW PHILADELPHIA | Tuscarawas and Harrison Counties, and Salt Creek, Paint, Berlin, Walnut Creek, and Clark Townships in Holmes County |
| FAYETTE COUNTY | Fayette County |
| FINDLAY, OH | Hancock County minus Fostoria city |
| FORT WAYNE IN-OH | Allen, DeKalb, and Whitley Counties IN; Preble, Root, and Union Townships in Adams County IN; Union and Jefferson Townships in Wells County IN; Jackson and Union Townships in Huntington County IN; and Noble, Green, and Swan Townships in Noble County IN; plus Carryall Township in Paulding County OH; and Hicksville Township in Defiance County OH |
| FREMONT, OH | Sandusky County (minus Bellevue city) |
| HENRY COUNTY | Henry County |
| HUNTINGTON WV-KY-OH | Wayne County WV; Cabell County WV except the Charleston RMA; Boyd County KY; Greenup County KY except the Fullerton CCD; and Lawrence County OH |
| HURON COUNTY | Huron County; plus the city of Bellevue in Sandusky County. |
| JACKSON | Jackson and Vinton Counties |
| KNOX COUNTY | Knox County |
| LIMA | Allen and Putnam Counties; Clay, Duchouquet, Goshen, Logan, Moulton, Pusheta, Salem, Union, and Wayne Townships in Auglaize County; Liberty Township in Hardin County; and Washington Township including Delphos in Van Wert County |
| LOGAN COUNTY | Logan County |
| MARION COUNTY | Marion County |
| MONROE COUNTY | Monroe County |
| MORGAN COUNTY | Morgan County |
| PARKERSBURG-MARIETTA | Wood, Pleasants, Ritchie, and Wirt Counties, WV, and Washington County, OH, WV-OH. |
| PIKE COUNTY | Pike County |
| POINT PLEASANT-GALLIPOLIS WV-OH | Mason County, WV and Gallia County, OH |
| PORTSMOUTH OH-KY | Scioto County, OH and the Fullerton CCD in Greenup County, KY. |
| RICHLAND COUNTY | Richland County |
| ROSS COUNTY | Ross County |
| SANDUSKY | Erie County less the City of Vermillion |
| SHARON PA-OH | Mercer County PA, and Brookfield and Hartford Townships in Trumbull County OH |
| SHELBY COUNTY | Shelby County |
| SPRINGFIELD | Clark and Champaign Counties |
| STEUBENVILLE-WEIRTON | Jefferson County, OH; Brooke County WV; and Clay and Butler Districts in OH-W; Hancock County, WV. |
| TIFFIN-FOSTORIA | Seneca County and the Fostoria city portions of Hancock and Wood counties |
| TOLEDO | Lucas, Fulton, and Ottawa Counties, and Wood County except Fostoria city (part) |
| VAN WERT COUNTY | Van Wert County except Washington Township and the city of Delphos Bottom of Form |
| WAYNE-WEST HOLMES | Congress, Canaan, Chester, Wayne, Green, Baughman, Plain, Wooster, East Union, Sugar Creek, Clinton, Franklin, Salt Creek and Paint townships, and the city of Wooster in Wayne County, OH; and Washington, Ripley, Prairie, Knox, Monroe, Hardy, Richland, Killbuck and Mechanic townships in Holmes County |
| WHEELING WV-OH | Ohio County WV; Marshall County WV; and Belmont County OH |
| WILLIAMS COUNTY | Williams County |
| WILMINGTON | Clinton and Highland Counties |
| WYANDOT COUNTY | Wyandot County |
| YOUNGSTOWN-WARREN | Mahoning County OH except Smith Township; Trumbull County OH except OH-WV; Brookfield and Hartford Townships; Columbiana County, OH; and Grant District in Hancock County, WV |
| ZANESVILLE | Muskingum County and Harrison Township in Perry County. |
For more information regarding banking market definitions for the Fourth Federal Reserve District, please contact the Regulatory Applications/Competitive Factor section of the Supervision and Regulation Department: Thomas A. Hendricks, Applications Examiner/Competitive Factor Analysis, 216.579.3165.
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