Banking Market Definitions

West Virginia Fourth District Market Definitions

The counties listed below located in the West Virginia Panhandle are within the Fourth District and the banking markets are defined by the Federal Reserve Bank of Cleveland. All other West Virginia counties are located in the Fifth District and maintained by the Federal Reserve Bank of Richmond. Banking markets that straddle Federal Reserve Districts are maintained on a cooperative basis between the respective Reserve Banks. As a result, bordering Reserve Bank districts should also be consulted.

When appropriate the Federal Reserve Bank of Richmond uses Ranally Metro Areas (RMAs) when defining banking markets. RMAs are metropolitan areas defined by Rand McNally and are located in its Commercial Atlas and Marketing Guide. Since the RMAs are continuously being revised and updated by Rand McNally, these areas should be verified using the Rand McNally Commercial Atlas and Marketing Guide.

List updated as of September 12, 2008

Fourth District

West Virginia Panhandle CountiesMarket Name
BrookeSteubenville-Weirton, OH-WV
HancockSteubenville-Weirton, OH-WV and Youngstown-Warren, OH-WV
OhioWheeling, WV-OH
MarshallWheeling, WV-OH
TylerTyler-Wetzel, WV
WetzelTyler-Wetzel, WV

Constituent Areas

Market NamesConstituent Areas
HUNTINGTON WV-KY-OHWayne County WV; Cabell County WV except the Charleston RMA; Boyd County KY; Greenup County KY except the Fullerton CCD; and Lawrence County, OH
MORGANTOWN WV-PAMonongalia County WV, plus Pt. Marion Borough and Springhill Township in Fayette County PA
PARKERSBURG-MARIETTAWood, Pleasants, Ritchie, and Wirt Counties WV, and Washington, WV-OH County OH
POINT PLEASANT- GALLIPOLIS WV-OHMason County WV and Gallia County OH
STEUBENVILLE-WEIRTONJefferson County OH; Brooke County WV; and Clay and Butler Districts in OH-WV, Hancock County WV
TYLER-WETZELTyler County WV and Wetzel County, WV
WHEELING WV-OHOhio County WV; Marshall County WV; and Belmont County OH
YOUNGSTOWN-WARRENMahoning County OH except Smith Township; Trumbull County OH except OH-WV Brookfield and Hartford Townships; Columbiana County OH; and Grant District in Hancock County WV

For more information regarding banking market definitions for the Fourth Federal Reserve District, please contact the Regulatory Applications/Competitive Factor section of the Supervision and Regulation Department: Thomas A. Hendricks, Applications Examiner/Competitive Factor Analysis, 216.579.3165.

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