Friday, March 23, 2012


8:00 AM

Registration & Continental Breakfast

8:30 AM


Norma Polanco-Boyd, District Community Affairs Officer, Office of the Comptroller of the Currency

8:35-8:40 AM

Introductory Remarks

Ballard Cassady, President & CEO, Kentucky Bankers Association

8:40-9:00 AM

Paul E. Patton, former Kentucky Governor

9:00-9:05 AM

Introductory Remarks

Angelisa Harris, Community Affairs Officer, FDIC

9:05-9:20 AM

Overview of Appalachian Capital Policy Initiative

Earl Gohl, Federal Co-Chair, Appalachian Regional Commission

9:20-10:00 AM

Federal Supports for Business Lending: SBA and USDA


Ray Christman, Appalachian Regional Commission


Grady Hedgepeth, SBA Director of Financial Assistance in the Office of Capital Access

Tom Fern, State Director, USDA Rural Development Office

10:00-10:05 AM


10:05-11:05 AM

Experience from the Field


Billie Wade, Executive Director, HOPE


Phil Danhauer, Regional SBA

Terry Spears, Community Trust Bank

Rick Tingle, Franklin Bank and Trust

Jeff Jones, USDA Rural Development Office

11:05-12:25 PM

Community Investment Opportunities: CDFI/Bank partnerships


Donna Gambrell, Director, CDFI Fund


Ray Moncrief, Kentucky Highlands Investment Corporation

Saurabh Narain, National Community Investment Fund

Nelson Bobrowski, Farmers State Bank

12:25-1:20 PM

Lunchtime Speaker

Doug O'Brien, Deputy Undersecretary for Rural Development

1:20-1:30 PM


1:30-2:15 PM

Regulator Perspective: CRA Benefits and Safety and Soundness Considerations


Debra Stamper, KBA


Stephen Thomas, National Bank Examiner, Office of the Comptroller of the Currency

Trena Isaacs, Compliance Examiner, FDIC

Michael Coleman, Examiner, Federal Reserve Bank of Cleveland

2:15-3:45 PM

Community Investment Opportunities: Developing Entrepreneurs and Growing New Businesses


Greg Jones, Southeast Kentucky Economic Development Corporation


Kevin Smith, Community Ventures Corporation

Jerry Rickett, Kentucky Highlands Investment Corporation

Michael Bush, Southeast Kentucky Economic Development Corporation

3:45-4:00 PM

Closing Comments and Adjourn

Mary Helen Petrus, Outreach and Public Engagement Manager, Federal Reserve Bank of Cleveland