Provides information about community reinvestment issues and practices.
- Three decades have passed since the Community Reinvestment Act (CRA) was enacted to address the lack of access to credit in low- and moderate-income neighborhoods. CRA was designed to combat redlining, the practice among some depository institutions of refusing to make loans in certain neighborhoods they designated as high-risk. The legislation encourages banking institutions to lend and invest in these underserved communities. (PDF)