A Look Behind the Numbers
These reports offer an accessible, quantitative look at issues affecting community and economic development through in-depth analysis of current data.
- This report analyzes Federal Housing Administration (FHA) loans in Ohio between 2005 and 2008. It provides an answer to the concern that FHA-insured loans have become "the next subprime." Read more
- Although not directly affected by the boom and bust of the housing market, Appalachia, and more specifically rural Appalachia, might be fighting the current recession’s aftershocks for quite some time. This report examines the data to learn how Appalachians in these counties are currently faring. Have they lost what little ground they gained from the late 1970s to the early part of this decade? Read more
- Read about seven findings that characterize Youngstown’s subprime market. Foreclosure filings, delinquency rates, subprime loan originations, and more in the latest issue of A Look Behind the Numbers. Read more
- This report compares data on the performance of subprime home mortgage loans in the Pittsburgh Core Based Statistical Area, Pennsylvania, and the Fourth Federal Reserve District through 2008. Overall, the performance of subprime loans in Pittsburgh has been mixed in comparison with other parts of the Fourth District. Read more
- Our examination of CRA lending in the Fourth District found that, similar to findings at the national level, CRA-regulated institutions provided a relatively small share of all loans within the district and an even smaller percentage of the riskier high-cost loans. But we also found some intriguing differences. When we narrowed our focus to particular counties in our district, we saw that the extent of high-cost lending by independent mortgage companies was much greater in the two Ohio counties we examined than in Pennsylvania’s Allegheny County. Read more