Economic Trends & Conditions in the Fourth District
Analysis, commentary, and data on issues that concern the residents and businesses of the eastern Midwest — Kentucky, Ohio, Pennsylvania, and West Virginia.
Banking & Financial Institutions
- Fourth District Community Banks
- Foreclosures in Ohio: Does Lender Type Matter? (PDF)
- Fourth District Bank Holding Companies
- Fourth District Community Banks
- See all Banking & Financial Institutions content
Economic Conditions
- Real Income Growth across Metropolitan Areas
- The Growth of Cities in the Fourth District
- A Closer Look at Cleveland’s Latest Poverty Ranking
- 2006 Policy Summit Keeps Spotlight on Poverty (PDF)
- See all Economic Conditions content
Economic Growth
Education
- Differences in Educational Attainment across States
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- The relationship between economic growth and human capital is well established in economics. Looking at Fourth District states, Kentucky and Pennsylvania have above-average growth in the share of the population with both four-year and advanced degrees, while Ohio had below-average growth in both categories. West Virginia had a higher-than-average growth rate in four-year degrees, but the state remains the lowest ranked of the 50 states, with only 1 in 6 adults over 25 having earned a four-year college degree. Read more
- The Growth of Cities in the Fourth District
- Paths to Prosperity: Knowledge Is Key for Fourth District States (PDF)
- Choice, Charters, and Public School Competition (PDF)
- See all Education content
Financial Literacy
- Credit Scoring and Access to Credit (PDF)
- Payday Holiday: How Households Fare After Payday Credit Bans (PDF)
- Better Choice for Pennsylvania Borrowers (PDF)
- Web-based Foreclosure and Loss Mitigation Communications Platform (PDF)
- See all Financial Literacy content
Foreclosure
- Foreclosure Data and Maps
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- The Community Affairs research team is starting to look at and map foreclosure-related data within the MSAs and counties of our district. These data and maps can be useful to a range of organizations, including community groups, policy makers, and local government, for use in identifying trouble spots and deciding where to direct resources. Read more
- Ohio Vacant Properties Forum II: Highlighting Best Practices in Foreclosure Prevention and Redevelopment Strategies
- A Look at Foreclosure Filings in Cuyahoga County
- Web-based Foreclosure and Loss Mitigation Communications Platform (PDF)
- See all Foreclosure content
Housing
- Mortgage Delinquencies in Fourth District Metropolitan Areas
- The U.S. housing market continued to be under considerable stress in the first quarter of 2008. Recent data show that building permits and housing starts are still falling, and mortgage delinquency rates rose again in the first quarter. Read more
Labor Markets, Unemployment, & Wages
- The Employment Report, May
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- The district’s unemployment rate jumped 0.6 percent, to 6.1 percent, for the month of May. Compared to the national rate, the district’s unemployment rate stood 0.6 percent higher in May and has been consistently higher since early 2004. Since the same time last year, the Fourth District unemployment rate has increased 0.7 percentage point. The national rate has increased 1.0 percentage point. Read more
Manufacturing
- The Erie Metropolitan Statistical Area
- The Metal Working Industry
- Ohio s Automobile Industry
- Enforcement of Pollution Regulations in a Declining Industry (PDF)
- See all Manufacturing content
Metropolitan Area Profile
Trade
- Ohio Exports
- The sectoral and regional effects of oil shocks: who’s over a barrel? (PDF)
- See all Trade content
