Person
Hal Martin
Policy Economist and Director, Small Business Credit Survey
Areas of Expertise
housing, urban economics, public finance
Department
Research
Education
- BA,
- Economics,
- Principia College,
- 2003
- MA,
- Economics,
- Georgia State University,
- 2013
- PhD,
- Economics,
- Georgia State University,
- 2015
Hal Martin is the director of the Small Business Credit Survey and a policy economist in the Research Department at the Federal Reserve Bank of Cleveland. His current work focuses on small business finance and housing.
Dr. Martin joined the Bank in 2015. He holds a MA and PhD in economics from Georgia State University and a BA in economics from Principia College.
- "Landlords and Access to Opportunity." with Dionissi Aliprantis and David Phillips. Journal of Urban Economics, 2022, 129.
- “Metropolitan Area Home Prices and the Mortgage Interest Deduction: Estimates and Simulations from Policy Change.” With Andrew Hanson. Regional Science and Urban Economics, 2016, 59 (2016): 12–23. (working paper)
- “Discrimination in Mortgage Lending: Evidence from a Correspondence Experiment.” With Andrew Hanson, Zackary Hawley, and Bo Liu. Journal of Urban Economics, 2016, 92: 48–65.
- “Housing Market Distortions and the Mortgage Interest Deduction.” With Andrew Hanson. Public Finance Review, 2014, 42(5): 582–607.
- African Americans Have a Harder Time Getting Mortgage Information Compared to Whites. With Andrew Hanson and Zackary Hawley. London School of Economics and Political Science, LSE US Centre, 2016 (September 12).
- Share
Small Business Credit Survey
The Small Business Credit Survey is a national sample of small businesses, or firms with fewer than 500 employees, aimed at providing insight into firms' financing and debt needs and experiences. Analysis of this dataset is issued through a series of reports.